
How A Bond Ladder Provides Income
When planning your retirement, determining how much money you need to live on in each year is a challenging task. One possible solution is called a bond ladder.
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When planning your retirement, determining how much money you need to live on in each year is a challenging task. One possible solution is called a bond ladder.
The income from your job has probably been your sole source of income for most of your life. Once you retire, that source of income will be gone. However, even in retirement, you’ll still need money to live and pay for your need expenses.
Many Americans won’t receive an inheritance, but for those who expect to, the money they receive can be a significant addition to their savings.
By now you’ve likely heard the term “wealth management.” And if you’re like most people, you probably assume that it’s an investment management service for rich people - spoiler alert, it's not!
If you’re like most investors, about 20-25% of your equity allocation is invested in international stocks. And you probably think that’s enough, but it isn't.
As a financial planner, I’m trained to ask you about your goals. Goals are a big deal in financial planning, as everything flows from there. Here are three questions to help shape your expectations of retirement.